• $100.00 minimum balance to open and avoid a monthly service charge.

NOW Checking

• $300.00 minimum balance to open and avoid a monthly service charge
• earns interest on balances of $50 or more.

Elite Checking

• $25,000.00 minimum balance to open
• maintain a daily balance of $2,500.00 to avoid monthly service charge
• pays higher interest rate on balances $25,000.00 and over.

Bonus 50 Checking

• an account for depositors 50 and older
• $50.00 minimum balance to open
• no minimum balance requirements
• no monthly service charges
• free traveler’s cheques and money orders
• one free order of basic wallet checks annually
• earns interest.

Money Market Checking

• $2,500.00 minimum to open and avoid a monthly service charge
• limit 3 checks per monthly cycle
• pays tiered interest rate.

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Savings Products

Statement Savings

• $100.00 minimum balance to open and avoid a monthly service charge
• pays interest on balances of $50.00 or more
• receives a monthly statement.

Super Savings

• $1,000.00 minimum balance to open and avoid a monthly service charge
• pays interest on balances of $1,000.00 or more
• pays a higher interest rate than other savings products
• receives a monthly statement.

Passbook Savings

• $100.00 minimum balance to open and avoid a monthly service charge
• pays interest on balances of $50.00 or more
• receives a passbook to track transactions.

Money Market Passbook

• $2,500.00 minimum to open and avoid a monthly service charge
• pays tiered interest rate
• interest earned higher the Passbook Savings
• receives a passbook to track transactions.

Minor Savings

• an account for depositors under 21 years old
• $10.00 minimum to open
• no monthly service charges
• pays interest
• receives a passbook to track transactions.

Christmas Club Savings

• $5.00 minimum balance to open
• pays interest
• receives a passbook to track transactions.

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Certificate of Deposit Products

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Retirement Products

• Traditional IRA
• Roth IRA
• SEP IRA

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